Can You Use A Checking Account Number To Buy Gift Cards Online?

Gift cards originally served as store-specific tools that businesses frequently provided as an extra reward to their devoted clients. Nevertheless, you may now purchase gift cards online with a checking account, use them for personal use, or give them to friends or family as an alternative to the traditional wrapped-in-a-box gift.

You can always use a gift card as a form of payment to buy things, whether you receive one online or from a real store. The store’s acceptance of it is the sole prerequisite you need to confirm.

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Through CardCash or by connecting it to your PayPal account, you can purchase gift cards online with a bank account. When buying gift cards online, many retailers offer this mode of payment. Ones that come to mind are Macy’s, Walmart, Target, eBay, and Amazon, to name a few.

Sites & Locations Where You Can Purchase Gift Cards Online With A Checking Account?

Yes, you can purchase gift cards online using your bank account, but you must do so through CardCash, a third-party firm that provides gift cards at a discounted price.

New customers must register on the CardCash official website. You must also complete three transactions on the website, no matter how small, before you qualify.

Before you may register with CardCash, there are other documentation requirements as well. You must first submit a formal request for ACH access along with your driver’s license. Please send your request to compliance@cardcash.com.

Additionally, you must submit a validated email address that is connected to your checking account. Once you have taken care of all the requirements, CardCash’s administrators will check your application and let you know when you can start buying gift cards.

Where Can You Find Gift Cards Online and Purchase Them With A Checking Account?

There are a few shops that allow you to buy a gift card online and pay with a bank account. Here is a list of a few of these:

1. Gift card for Amazon

You may get gift cards from Amazon, a sizable online retailer, at Amazon.com. These gift cards are available in a variety of categories. It is up to you whether you want to hand it to the receiver or just give them the card text or number so they can utilize it digitally.

Remember that Amazon gift cards can only be used at Amazon.com.

By utilizing the account number and routing a number of the bank account that you have connected to your Amazon profile, you can send money and finance the transfer using ACH payments.

2. Gift Card for Best Buy

You may purchase gift cards from Best Buy online by simply creating an account on the retailer’s website. The value of the gift cards starts at $15 and goes up to $500.

The card can be ordered online and sent physically via mail or virtually via email. You can also choose to pick it up locally.

You can also discover movie gift cards and restaurant gift cards from Best Buy, which is known for its music, prepaid phones, and gift cards for restaurants. Keep in mind that you can only use these at Best Buy’s physical or online shop to make purchases.

3. Gift Cards from Walmart

The major retailer Walmart is well-known for many things, particularly for its purchase now, pay later service. Gift cards are only one of those things! You can choose from thousands of alternatives here, ranging from restaurants to entertainment, and you can easily pay for them online using your checking account.

You can select an eGift card or a real gift card from Walmart’s selection of gift cards, which range in value from $5 to $250.

Target.com 4. Credit Card

Target is another well-known retailer on the list of places where you may purchase gift cards using a checking account. Along with a variety of cards for customers, the company also offers free gift cards to its staff as a gesture of goodwill.

At Target.com, you may buy digital gift cards that you can use to make online purchases whenever and wherever you like. However, the decision to use conventional plastic gift cards or not is entirely up to you.

Target offers REDcard gift cards, which are unique cards with particular benefits and perks.

5. Macy’s

You can digitally share Macy’s eGift cards with your loved ones. Moreover, Macy’s has grown to be a very popular option among customers due to the variety of retailers where the gift card is usable at.

You may buy eGift cards in denominations ranging from $10 to $1000. These can also be altered to suit your preferences.

Once the application process is complete, you can pay using a bank account or a PayPal account that is linked to a checking account. Wait for the subsequent approval notification. The card is often obtained within 24 hours, but there is no need to panic if there is a delay due to one or more circumstances.

6. Gift Card for Nordstrom

At Nordstrom, you may also purchase gift cards online using a checking account. You can open one right away because it allows checking accounts with negative credit as well! The majority of eGift cards are offered here, where you may buy them and quickly have the recipient get them via email.

Nordstrom offers gift cards with various values and varying costs, just as other gift card sellers.

Furthermore, Nordstrom offers $20 bonus with a $150 gift card and $50 bonus with a $300 gift card. Additionally, gift certificates for other events, such the Christmas and Thanksgiving holidays, birthdays, etc., are offered here.

7. Gift Cards for Apple

An excellent option for buying things from a variety of categories is to use an Apple gift card, but doing so requires that you have an iPhone.

The gift card can be ordered online at www.Apple.com if you check the necessary boxes.

You can purchase this gift card online using a checking account; no additional source of indirect funding is required.

Additionally, customers have the ability to personalize their card at the time of application, making it more appealing, particularly if they want to present it to someone.

How Can I Use PayPal To Buy Gift Cards Online With A Checking Account?

Having your checking account linked to your PayPal account makes it simple to use your checking account to pay for gift cards because the majority of stores accept this method.

1. PayPal Gifts

When using PayPal to purchase gift cards, PayPal Gifts should always be your first and only option. This shop solely sells digital gift cards.

Customers must register on the official website. You must then login using your username and password to access the “pay with your bank account via PayPal option.” As long as you follow the proper instructions, the transaction should be quick and straightforward.

2. Target

One of the companies that immediately springs to mind when thinking of prepaid gift cards is Target, which also offers a big assortment of Mastercards and Visa cards. You have two options for purchasing gift cards: in-store or online at Target.com.

But bear in mind that the majority of these cards might cost up to $6. This is far more expensive than the cost of other available solutions on the market.

3. eBay

Offers both digital and physical gift cards, and you may easily purchase with your PayPal account.

Customers can also sell their old gift cards online as long as they are actual cards with a value stored in them, have not expired, and cost less than $500.

4. Raise

Raise is well-known for its discounted gift cards, which you can buy online from the company’s official website or through a mobile app. Raise functions as a platform where people may sell gift cards, just like eBay.

5. eGifter

The popular option for purchasing gift cards through PayPal is eGifter, which offers access to more than 200 stores. Before the card is sent to the receiver, users can enjoy personalizing it or adding a comment.

Combining gift card purchases by a group was an intriguing option that eGifter presented. This meant that if a group of friends wanted to give the card to the recipient all at once, they could ask others to split the cost with them.

6. Game Card Shipping

Game Card Delivery is the best option if you simply want to buy gift cards for video games. Various gift cards for Xbox, Steam, iTunes, Facebook, Hulu, Skype, and other services can be found here.

It’s crucial to remember that you will only discover gift cards for gaming and certain other forms of entertainment here. The variety of cards is hence rather constrained.

7. Gyft

Gift cards at Gyft can be bought using PayPal, and you’ll have your virtual code for the store practically instantly. Additionally, a mobile app can be used to complete the purchase. Customers frequently use this app to monitor their spending balance, among other things.

8. Giftnix

If you’re looking for digital gift cards, you can also use gifts ix. With the availability of gift cards for fundraisers, this platform gained popularity.

Here, you can transfer money and make purchases using PayPal connected to your bank account. Additionally, a variety of credit cards and debit cards are accepted.

How Can I Purchase Gift Cards Using Personal Checks?

Even for routine purchases, personal checks and eChecks are fairly common. Nowadays, you may purchase gift cards and other things from many stores while paying with checks. Some of these are listed as follows:

1. Walgreens
2. Walmart
3. Costco
4. Kroger
5. Meijer
6. CVS
7. Target
8. Giant Eagle Big Lots

Before You Go!

On special occasions, you can offer your loved ones gift cards so they can use them to make any purchases they wish. Nowadays, you can buy the vast majority of gift cards online, either directly using your checking account or by using PayPal.

The majority of gift cards have predetermined spending caps, while some are reloadable prepaid cards that can be used repeatedly. The most well-known retailers that sell gift cards are Best Buy, Walmart, and Target. You can choose a physical or virtual card, it’s all up to you!