Where can I find gas stations that only charge minimal fees to cash checks?

It is definitely not always feasible to wait in the long lines at the bank for your turn to complete a small errand. Although cashing checks is not a difficult or complicated process, dealing with banks can be difficult. Many petrol stations offer the service to cash checks so that you won’t have to deal with this chaotic situation. Find one nearby and find out what kinds of checks they accept.

Fast Read

To make it easier for customers to pay when they run out of cash, some gas stations now cash checks. Krogers, Meijer, and Safeway are a few of the top brands in this area. You should bear in mind, though, that you must first meet a number of documentation requirements in order to use this method of payment.

Do any gas stations accept checks for payment?

Thanks to contemporary methods and equipment, cashing checks has never been more simple. Many petrol stations cash checks in addition to banks, which speeds up, makes the process more accessible and is simpler for customers. As easy alternatives to paying with cash, this modification was made at the same time that petrol stations started accepting Apple Pay and PayPal.

You may cash your salary checks, government checks, installment settlements, company checks, and many other types of checks at numerous petrol stations, making it easier to cash checks.

If you rely on paychecks to make ends meet, this is unquestionably one of your best possibilities because you won’t have to exert yourself in the tiresome process of having your paychecks cashed.

The following are a few of the top gas stations that let you cash checks either in-store or at the pump:


Customers can purchase high-quality fuel and a variety of other items from Meijer Express Gas Stations. Around 250 of its sites enable the check cashing service.

Meijer accepts government and payroll checks as payment methods. Payroll checks have a $1,000 cash limit whereas government checks have a $1999 cash limit.

Personal checks can be used to pay for a specific transaction made inside the store; Meijer does not cash them. These personal checks let you receive cash back.

Money orders, Cashier’s checks, starter checks, post-dated checks, and third-party checks are not accepted.

Charged fee: The amount charged varies depending on the location, but is normally between $3 and $5.

Documentation needed: Get a valid photo ID and register for Meijer’s Certegy verification.

Before cashing, you must wait at least seven days.


Kroger is another gas station that made it into this list. We are all aware that it operates a number of convenience stores nearby and is one of the largest supermarket chains in the US.

Payroll checks, government checks, refunds of income taxes, debit card cashing, settlements from insurance claims, child support checks, and business checks are among the several types of checks.

Both personal checks and checks from third parties are not accepted.

The amount charged varies by location. However, generally speaking, the cost to cash a check for $2000 is $3, while the cost for cheques between $2000 and $5000 is $5.50.

Documents necessary: You must possess a legitimate government-issued ID, such as a military ID, social security card, or taxpayer ID. Bring over your most recent ID as well. Licenses to drive could also be accepted.

American travel agencies

Your checks are cashed by the truck stop company The Travel centers of America, subject to a particular restriction that we shall go over in more detail. It has about 260 locations spread throughout several states.

It accepts your NATSO-approved checks as well as business checks up to $300.

Fee: Depending on a certain set of requirements, different fees are assessed here.

In the event that you are an UltraOne Platinum member, the check cashing service is free. You can also cash your checks for free up to $300 if you make a qualifying purchase of non-fuel items over $50 or petrol gallons over 50.

A current driver’s license is required documentation.


24 of the Dillons fuel stations, which are a member of the Kroger family and are spread throughout the country, offer check-cashing services.

Payroll checks, government checks, income tax refunds, Western Union money orders, stimulus checks, business checks, and insurance payouts are among the types of checks that are cashed.

The personal checks are not cashed by it.

The price charged at Dillon’s varies according to the location, like at many other gas stations, however, it normally starts at $3.

At Dillon’s, you can cash checks worth up to $5000.

Documentation needed: A state-issued ID, a current ID, a military ID, and an official driver’s license are required.


Another petrol station that provides the check-cashing service is of Safeway, which has multiple stores spread throughout several states in the US.

Checks cashed include payroll checks, tax refund checks, social security benefit checks, government checks, unemployment assistance cheques, and stimulus checks, among others.

Personal, third-party, or startup checks are not cashed on behalf of consumers.

Location-specific fees apply, although normally $2.25 is charged for checks above $200.

Do not cash more checks above Safeway’s $1499 check-cashing maximum.

An actual check in hand and a legitimate ID, such as a passport, a state-issued ID, or a confirmed driver’s license, are required.


The 7-Eleven is yet another American chain of diverse convenience stores and gas stations. This particular gas station operates a little bit differently than many others that cash checks.

The Transact is a program that 7-Eleven offers. It utilizes this program rather than offering to paychecks.

You can receive a reloadable debit card from 7-Eleven by signing up for their Transact service. You can directly deposit your payroll check onto this card thanks to card.

Keep in mind that you can deposit any other checks using this Transact account, including government checks and even mobile check loads.

You always have access to your money with this Transact 7-Eleven card through ATM withdrawals. You will be happy to know that there are no fees involved in the transaction. Additionally, you can use it wherever Mastercard debit cards are accepted.

For those who do not have official bank accounts, this is a great substitute. Your Transact Mobile App can be used to make a variety of payments both online and offline.

Flying J and Pilot Travel Centers

Pilot Flying J Travel Centers, like Travel centers of America, are designed for travelers, primarily truck drivers who are always on the move. It provides some services to clients and is open seven days a week.

Checks cashed include your own NATSO-approved checks, checks from billing businesses, and checks from Pilot Flying J Direct Bill customers.

Fee: Prices are subject to change depending on location. However, you can get a free cash check for up to $200 if you buy 25 qualifying gallons of fuel within two hours of filling up.

The cost for cashing checks at Pilot Flying J Travel Centers is $999.99.

Documents Required: Additional services available here include free tyre air, public laundry, Western Union, 24-hour ATM service, bathing facilities, coin-exchange machines, and much more.

What Additional Gas Stations Accept Checks?

  • Road Ranger: For a charge, it will cash checks up to $999. On the other hand, if you buy a minimum of 25 gallons of qualified products, you can cash a $200 check for free.
  • Chevron: As a stand-alone business, it solely offers check cashing services in specific locations.
  • Sunoco The charge varies from $2 to $6 depending on the amount you wish to cash, and only a few establishments offer check-cashing services with limits of up to $5000.
  • Citgo: In a few of its locations, convenience stores offer check-cashing services.
  • King Soopers: It cashes government and stimulus checks. Additionally, it does not cash personal checks, and prices may vary depending on location.
  • Payroll checks are accepted at Love’s Travel Stops, which also offers a few extra services like faxing, an ATM, money orders, Western Union, tyre repairs, gas tanks, and more.
  • Walmart: For a fee starting at $4, it will cash checks up to $5000. It accepts a variety of checks, including cashier’s checks, two-party personal checks, MoneyGram money orders, and tax refunds.
  • Government checks, payroll checks, and stimulus checks are all cashed at Food City Supermarket. There is a $1000 check cashing cap at Food City Supermarket.
  • Check-cashing services are provided by Shell, however, local rules apply. To learn more, you will need to contact the relevant staff.
  • Ralphs: It accepts government cheques, insurance settlements, income tax refunds, stimulus checks, and child support checks. Usually, the cost begins at around $3.
  • Conoco: The checks are only cashed at a few places. To learn more about the assertions that the support service supports, please contact them.
  • Start: All checks are available with the exception of child support checks. Additionally, it accepts personal checks.
    Checks up to $1000 can be cashed at Albertson’s Stores, but the charge varies depending on the location.
  • Fred Meyer: For a $3 fee, it will cash checks up to $5000. Typically, the types of checks differ by place.

What Conditions Must Be Met Before a Check Can Be Cashed at a Gas Station?

You only need a few necessary documents to cash a check at the different stations, and it’s not difficult to cash a check at the gas station.

Although each gas station has its own requirements for documentation, it is best to carry the ones listed below because they are frequently needed.

  • State-issued identification
  • Military ID
  • Resident ID
  • Alien ID
  • Valid Driver’s License Issued by the United States Passport with Reservation

Several of these documents are typically the prerequisite for every gas station. To avoid any inconvenience, it would be preferable if you had these in advance.

Which Gas Stations Disallow Check Cashing?

Few gas stations do not offer the check-cashing service, despite the fact that many do. If you are a frequent user of one of these pumps, you would be aware. However, individuals who choose to do so should be aware that these gas stations do not offer a check-cashing service.

These gas stations include, among others:

  • BP
  • Kwik Trip/Kwik Star Corner Store at Circle K
  • QuikTrip
  • Kum & Go
  • ARCO
  • ampm
  • Wawa
  • RaceTrac
  • Gas Stations at Sheetz, Valero, Speedway, and Costco
  • Murphy Express and Murphy USA
  • RaceTrac
  • Sam’s Club
  • Gas QuikTrip

The gas stations indicated above should be your top option for this matter over any others.

Before You Leave!

We hope you are now fully aware of the various gas stations you can visit to cash your checks. Just be aware of the check categories they accept, the cashing restrictions, and the documentation needed to cash each form of a check. Additionally, these gas stations are open to you for a long period of time, so you won’t have to worry about time constraints either.

You might want to read about petrol stations that only keep $1 when you pay with credit cards once you’ve finished this reading. If so, click here to read another intriguing article!

In conclusion, it is a great substitute for the conventional methods we have been using for a long time. You can always take use of the check-cashing service at the various gas stations mentioned above, whether you are driving or en route to filling up your car with fuel. We really hope that we helped you locate one nearby and guided you to the best of your knowledge and ability.

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