You can obtain a credit card designed especially for people with bad credit by trying your luck with 60SecondPremier.
You heard us correctly, yes!
A great option for novices or those looking to enhance their score is the First PREMIER card provided by 60SecondPremier. In order to avoid spending an hour filling out all the application forms, you can now even apply for the card by pre-approved mail offer.
For novices or those looking to raise their score, 60SecondPremier’s First PREMIER card is an excellent option.
In order to avoid spending an hour completing the application form, you can now even apply for the card by pre-approved mail offer.
Receiving a mail offer from 60SecondPremier additionally indicates that your chances of becoming a cardholder are higher than typical.
Although it is a nice thing, registering for the card with a mail offer is quite acceptable, and we’ll teach you how to do it in this post!
Quick Overview for 60 Second Premier
Only US citizens who are legal residents may take advantage of the mail offer of PREMIER bank. For both opening a bank account and applying for a credit card, you must be at least 18 years old.
There are no restrictions on the number of terms and conditions that the First Premier credit card contains aside from that.
In reality, by reporting their responsible spending to the three major credit agencies, this card has helped many users raise their credit scores.
Obtaining a pre-approved mail offer gives you even more justification to submit your credit card application. The offer streamlines the procedure, makes it simple, and enhances the likelihood that your request will be approved.
Now that we’ve reached the second section, we want to let our readers know that this decision might be expensive to maintain.
The bank would require various types of fees, such as a monthly maintenance cost and high APRs on late payments, to determine your dependability as a cardholder because this credit card is open to persons with only a decent credit score and does not impose a security fee.
Typically, monthly fees might total up to $125 each year. Although you have no control over this cost, you can easily prevent the interest rates by paying your debt on time. In addition, the bank will charge you $95 to start an account.
First Premier Bank’s 60 Second Premier
Ideally, people who have kept at least a respectable credit score and excellent financial position for a few years are more welcome at 60SecondPremier. The card with a lower score might be accepted for you, though, if your credit record is in excellent standing.
This credit card has a $49 annual charge. Depending on your creditworthiness, it can change. Your approved credit limit will be taken into consideration when calculating the annual fee you must pay at the conclusion of the period.
Rates of Interest
The fixed regular APR for the 60SecondPremier credit card is 36 percent. As it is given to those with less-than-perfect credit, this card has a tendency to be quite expensive. You will be assessed a small fee as a security because the bank is taking a chance by granting you a card with a history that suggests otherwise.
This credit card does not give any immediate benefits, such as cashback or discounts. It does, however, have a lot of other benefits that we covered in the section below.
Sadly, unlike the majority of other reliable cards on the market, this card doesn’t really offer a $0 fraud liability. However, the customer care department responds quickly, allowing you to report your card lost and have it deactivated right away.
Additionally, the bank guarantees to protect information and other data so that you won’t hesitate to apply for this card.
using www.60SecondPremier.com to apply for the card
By visiting www.60SecondPremier.com or by accepting a pre-approved offer, you can apply for the First PREMIER Mastercard. Even if your credit score doesn’t seem to be in great shape in either situation, you stand a fair chance of being approved as a cardholder.
1. Reacting to a mail offer that has been approved
If you have recently received a pre-approved offer in the mail, you may now effortlessly apply again for a 60SecondPremier card. The bank will occasionally send these offers at random to all of its qualified clients who have the potential to use their cards responsibly.
Note: Receiving a pre-approved offer signifies that a soft inquiry has been made into your credit file by the bank. This doesn’t lower your credit rating in any manner, unlike a hard inquiry.
Responding to the postal offer is straightforward because all the information you require is included in the letter which was sent to you. You can find the confirmation number printed just at bottom of the page.
When you visit their official website at www.60SecondPremier.com, enter this code. Click “Apply Now” after that. The application process would then be complete!
You should hear from the bank between 7 to 10 business days whether your request is approved. A disapproval email will be issued to you along with the reason for rejection if the form is declined.
Attention! If the bank doesn’t respond to you within 14 days, you can call and speak with a representative. This typically signifies that they needed to process your data more thoroughly before making a judgment.
2. Application Without Mail Offer
It’s not as difficult as you may imagine applying without a mail offer. In fact, even if you haven’t received a pre-approved postal offer, you can apply again for Premier Mastercard in less than 10 minutes.
By clicking “Look up your confirmation number” on the same official page that we previously stated, you may first see if the offer is still available. This will unearth any offers that may be out there for you but have not yet reached you.
We have a backup plan in case this doesn’t work.
Simply provide your full name, mailing address, phone number, email address, and social security card in the application form found on www.60SecondPremier.com. You won’t need to spend a lot of time on this.
3. Making a Bank Contact
The nicest thing about using Premier Bank is that you’ll never be dissatisfied with their customer service. Calling 1-800-987-5521 will make it simple for you to get in touch with the institute. You can call this number to report problems, apply for a card, or report a credit card as missing.
Additionally, you can submit a written letter to First PREMIER Bank, PO Box 57117-5529 in Sioux Falls, South Dakota. Send a Fax to 1-605-357-3438 as a final resort.
Are You Safe?
Every consumer looking to quickly raise their credit score should consider 60SecondPremier, which is supported by First Premier Bank. It also enjoys a stellar reputation for safeguarding the personal information of its users.
In addition, the bank offers progressive credit limit increases. Numerous web reviews are complimentary of how quickly they approve requests for credit line increases. Additionally, the institute has excellent customer service. You can always get in touch with them and ask them any questions you may have.
You are always free to cancel the credit card whenever you wish, which is another safety feature. There would be no additional fees for this. You only need to phone the bank and let the representative know your choice.
This post should have answered all of your questions regarding 60SecondPremier and its pre-approved mail offer. With or without the promotion, you may now quickly apply for a credit card and acquire one of the best cards on the market.
One thing to bear in mind is that there are a few extra fees associated with this card. You could quickly improve the appearance of your credit record if you are willing to cope with that and make on-time payments.
We sincerely hope you enjoyed reading this evaluation. Please let us know below if you need any additional information from us. We would adore hearing from you.